Are you ready to organize your finances and gain control of your money? Grab my FREE Printable Budget Notebook and start your journey to financial freedom!When you hear the word “budget”, what is your first reaction? Do you cringe? Are you overwhelmed? Confused? If this describes you, I want to help you change those emotions today. Because if you can get your money under control using the tool of a free printable budget notebook, you will be on your way to experiencing one of the greatest freedoms in life: financial freedom!
I know what you’re thinking.
You’re thinking, “But I hate budgets! When it comes to creating a budget, I don’t even know where to start. Besides, our money is out of control and all over the place.”
If this is true, then I strongly recommend starting today with baby steps. This free printable Budget Notebook will help you do just that. Want to see what’s inside? Let’s take a tour!
Free Printable Budget Notebook Tour
An Attractive Cover
I personally think it’s fun to add a little beauty wherever you can in life. Plus it will make pulling out your Budget Notebook a little more enjoyable.
Bill Payment Checklist
The first page is a checklist to list each of your bills, the due date, and the amount of each. Then there is a column for each month. After you pay a bill, simply check it off in the appropriate box. You can open your notebook and see at a glance which bills have been paid and which ones still need to be paid for the month.
This page is where you will list your monthly income, giving, saving, fixed expenses, and variable expenses. It includes a place for you to figure out if you have enough income to cover your expenses each month. There is also a section for notes that I hope you will find helpful.
Bill Payment Calendar
Have you ever flat out forgotten to pay a bill? Not anymore! Simply fill in each bill in the appropriate due date. Using a calendar helps you to quickly see a picture of the entire month with every due date. And if you are very visual like me, using a calendar is a huge help in paying the bills on time.
The next couple of pages provides a space for you to conveniently track all of your expenses for the month. In fact, I use this page to keep up with every single expense. One exception is when I use cash envelopes, I just list the total amount I withdraw to place in the envelope.
For example, if I take out $75 for a cash envelope in a certain category, such as entertainment, I only subtract the $75 on the Expense Tracker sheet. Then if I want to track the exact expenses from that category (so I’ll know where the cash disappears to), I just write it directly on the envelope.
Goals and Notes
I use this simple page to evaluate the month and to set goals for the following month. This is very helpful for tracking the areas where we did well with our budget and the areas where we need to make some changes.
Motivation for Starting Your Budget Notebook
The Best MUST-HAVE Money Book…Hands Down!
The very best money book you can read is The Total Money Makeover by Dave Ramsey. Honestly, it will give you a serious wake-up call to the importance of gaining control over your money. Also, it will light your fire as you see the possibilities of financial freedom that are actually within your grasp. I highly recommend The Total Money Makeover!
Keeping an organized Budget Notebook is your first strategy toward contolling your money. Documenting your budget doesn’t have to be intimidating. In fact, you will find that the opposite is true. Organizing your money will actually begin to inspire and empower you to make improvements in your financial situation. You will be starting your journey to financial freedom!
Download your free printable Budget Notebook today!
YOUR TURN: Is there room for improvement in your budget? Do you currently keep a budget notebook? If not, what do you think prevents you from doing so? Share in the comments below!
God’s blessings to you,
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